DEFEND YOUR HOME! Know Your Rights Around Foreclosure:
TENANTS HAVE RIGHTS
A new federal law protects most tenants living in foreclosed homes. If you are not a close relative of your landlord and your landlord was foreclosed upon, you now have these rights:
If you have questions or if a bank is threatening to evict you in less than 90 days, contact:
Rhode Island Legal Services
(401) 274-2652 ex 141 (Eng)
ex 139 (Esp)
HOMEOWNERS HAVE RIGHTS TOO
If you are having trouble paying your mortgage because you have lost your job, has your hours cut, or have a bad loan, it is NOT YOUR FAULT. We have a right to our homes—we should not be punished for the bad economy by losing the place where we live.
WHY PAY A LOAN YOU CAN’T AFFORD? Most people can qualify for help with their mortgages, even without a job.
DO NOT PAY SOMEONE TO WORK OUT YOUR LOAN FOR YOU: If you are having trouble paying your mortgage, do not pay a lawyer or loan counselor to talk to the bank. There are free, government-approved agencies which will work with you for no charge.
Call: RI Housing Commission (401) 222-4893
RI Housing Help Center (401) 457-1130
IF YOU LOSE YOUR HOME TO FORECLOSURE, YOU STILL HAVE RIGHTS! The bank cannot evict you without bringing you to court and getting a judgment against you. You should not leave just because the bank forecloses. Stay as long as possible—moving out early only makes it easier for the banks!
Download a PDF of the above information here: